Cash In

The wallet permits Android customers to buy ETH through Changelly, Coinbase, or Shapeshift. In a related growth, Binance acquired the Trust wallet in July 2018. This makes the wallet the official wallet for the Binance DEX and Binance Chain. The firm stands on its name ‘Trust’ and has held a reputation for not asking for private info from its customers. In addition, the wallet doesn’t hold on to the personal keys of its customers.

The actual individual will get right to use the suppliers of the service even with out passing verification. Nevertheless when it’s advisable to make settlements with third-party suppliers or money out funds, account verification is inevitable. Dogecoin is something of a legend in cryptocurrency circles and is supported by a vibrant and active community, as shown by its active Reddit page. This support has seen Dogecoin survive since 2013, which is a very long time in the world of digital currency.

As with the forex advcash of top brokers today, Islamic trading is well catered for with this broker. Alpari The next broker with a very low minimum deposit for forex trading that you should consider is Alpari. The following brokers still have very low, or even no minimum deposit requirements to enter the forex market as the brokers above also have. The only forex advcash here is that with these brokers, micro trading through cent accounts is not necessary. This is all due to the leverage limitation placed by regulators in Europe. In many cases, there are no fees at all to get started trading or make a deposit.

Advcash Casinos Faq

There are some limitations to using the AdvCash account without verification. Non-verified account owners are not able to fund the account with bank transfers and only able to withdraw 500 USD daily, 2,500 USD monthly. The total top up amount is 2,500 USD per month, however, the. AdvCash is a multifunctional payment hub and e-wallet platform that supports a variety of conventional and cryptocurrencies. It also offers free internal transactions and quick money transfers worldwide.

To use the service, you are required to pass AdvCash verification first. Please make sure to use the AdvCash account that belongs to you. If the account information is conflicted with your KYC information, the transaction would be rejected. does not respond for loss of money and possible risks connected with options trading.

As Advcash is a global leader in the online casino industry, we chose to compare it to other popular payment methods. These methods include Skrill, PayPal, and Debit/Credit cards. Advcash offers online casino gamers several ways in which they can protect their funds and enjoy playing at their Advcash casino of choice as they wish. To do this, they offer the following ways to ensure that no one can access your account. When it comes to withdrawals of funds from your casino account, the T&Cs of the casino matter a lot. Some casinos make the withdrawal instant, while others might keep the funds on hold for two business days.

IC Markets IC Markets is another of the top forex brokers providing you trading options forex advcash a lower budget for deposits. The only solution that you have available for really low deposit trading if nano lots are not available is unfortunately just to step up your deposit a little more. Other localized funding forex advcash may be available depending on location, and all FXTM deposits should be free of any fees. FXTM Islamic accounts are again available where needed and the broker caters particularly well to traders in African countries like Nigeria who want to get into the Forex market. Almost all of these come with no real money forex advcash attached at all.

In many ways, this is comparable to the status Uniswap has among crypto exchanges. Uniswap allows anyone to listing cryptocurrencies on their platform, with no meticulous and time consuming listing process. For buyers and merchants seeking to deposit or withdraw funds, Payeer allows deposits and withdrawals in cryptocurrencies or EUR, Russian Ruble or US Dollars.

Spot trade the entire major cryptos on this full-featured exchange and margin trading platform. Connect with bitcoin consumers and sellers through this peer-to-peer market that accepts cash, credit and more than 300 other payment methods. Binance allows users to purchase stablecoins such as BUSD and USDT with a bank switch by sending money from your account to the providers of those cash. Binance is doubtless certainly one of the greatest, if not the best crypto trading exchange on the planet. The platform is super beginner-friendly, simple to make use of and presents a large vary of crypto pairs, progressive products, options, aggressive fees and responsive buyer support. The share of income related to each product is decided by Quotex and is determined by factors such because the liquidity of the asset and the delivery of trade and financial occasions.

Developer of this app does not have access to user’s data and not esponsible for the operation, committed with the help of this application. Etana offers individuals who buy, sell, and hold digital assets unparalleled security that their assets will be safely held. When you custody with Etana, you have peace of mind that your assets are safe and secure. With unrivaled security, Etana allows you to interface with leading exchanges.

Full list of systems is available after instant registration. To send or receive us a bank wire transfer you need to go through the verification here. We are sending the PayPal transfer as payment for a service, we are sending the exact amount which was in your order. Also you need to be aware of the additional PayPal fees for receiving incoming funds, the fees depend on account type. Maximum withdrawal processing time — up to 1 hour depending on card issuing bank except for the US.

You can even see the volume or quantity traded at every value degree which could be useful. Users also can gain access to high cryptocurrencies via the Trust wallet as a substitute of getting to use multiple wallets. Top cash corresponding to TRON, VeChain, GoChain, ICON, POA Network, TomoChain, and Wanchain blockchain, to name a few. Quotex is regulated by the International Financial Markets Regulatory Center .

Also leaving a 1-star review is not the only way to communicate with us, we have plenty of options in the support area of your account. Sorry it didn’t work out, but we never reject documents just to waste your and our time. What is the point of doing so if we are losing money, not making it if you are not making transactions? Rejections always come with comments so that you know how to fix the problem. 99.5% of people don’t have any problems with these things.

FxSVPS presents you Free Forex VPS with very minimal phrases and conditions. Use the best trading strategies on the platform with one click. The website has a compilation of have compiled probably the most useful trading indicators. The dealer has created probably the most important-the easiest and most convenient interface that does not distract consideration from trade. Hence, here at FxSVPS, you’ll get it quickly, and our support group is at all times ready to assist you in this regard. INSTANT $10 GIVE WAYJoin our affiliate group and get $10 instant bonus with all unique incentives and VIP support with personal manager.

Only scammers can offer to exchange money out of the our website from our behalf. Our fast and secure app lets you move your account balance 24/7, worldwide. So wherever you are and whatever you want to do with your money, just skrill it.

Money that’s transferred to family or friends in Kenya via M-PESA is stored safely in a ring-fenced account, also known as a trust account. This account is linked to the mobile phone of each customer. A central platform also securely tracks the value of an individual’s account. That means the money will still be in their M-PESA account even if the phone or SIM card is lost.

Finder solely provides common advice and factual information, so consider your personal circumstances, or search advice earlier than you decide to behave on our content. If you lose your recovery seed and your personal keys, you have doubtless permanently lost your funds. You can find guides and FAQs within the support section of the platform.

There’s also no minimum amount that can be held in an M-PESA account, so it remains open even when it’s empty. Easily send money to your employees, customers, affiliates and more, wherever they are. Use our API to add mass payout features to your crypto exchange, affiliate program or any other business. Please be fully informed regarding the risks and costs associated with trading the financial markets, it is one of the riskiest investment forms possible.

These allow you to engage in mini trading for as little as 0. Spreads on these accounts start from just 1 pip and the Cent Eurica account offers a zero spread option with commission from 0. Deposits at Instaforex can be made by way of wire transfer, AdvCash Bitcoin major credit cards, and eWallets such as Neteller and Skrill. For deposits with this broker you can avail of wire transfers, major credit cards, and eWallet options like Neteller, Webmoney, forex advcash, AdvCash, and PerfectMoney.

Users are requested to visit our main page or special exchange page to either buy and sell digital currencies like Bitcoin, PerfectMoney, PayPal etc. Our goal is excellent service, speedy delivery and total dedication towards customers’ support and satisfaction. At Itu Global, you will get fair Perfect Money/Payeer/Epay/Skrill exchange rates and impartial first-class customer service. We are your reliable source for fast Perfect Money/Payeer/Epay funding and converting your e-currency to Naira cash. Payment takes place on your wallet by redeeming Paymer WebMoney checks that we receive through the exchange of other users. Etana provides exchanges and their clients fiat and digital asset protection.

Opponents Advcash

Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider’s terms and conditions as well as their application and lending criteria.

To give extremely low latency Forex Trading VPS we’re maintaining our server in all necessary locations including USA,Canada, UK, Germany, France, Netherlands and Australia. We have highly effective Data-center in North America and all server comes with devoted source, high-speed net connection and likewise extraordinarily smart cost. Here you will get Forex VPS from Canada Data-center simply at 2.5 USD which is market lowest value. We have powerful DATACENTER in London, United Kingdom and all server comes with dedicated useful resource, excessive speed internet connection and definitely very affordable value. Popxxx is one of the top adult PopUnder ad community, right here all advertisers can attain their targeted audience and publishers can monetize their sites.

It would be best to enter solely up-to-date and truthful data, since in the long run it’s going to seemingly be wished to conduct transactions on the service. So, all through the window that seems, the system will current to fill in personal data, the kind of which could fluctuate relying on the desires of utilizing the account. Purchasers may also all the time swap cash to every totally different AdvCash pockets with out cost or any restrictions. The right half is that this course of doesn’t require verification. Along with the above currencies, it permits prospects to make transfers in cryptocurrencies Bitcoin, Bitcoin Money, Ethereum, Litecoin, Ripple, Zcash and Tether.

It is particularly free if they are also members of the platform. Advcash can also be used to make other non-casino e-commerce payments and as a cryptocurrency exchange. She is also a dealer with over 4 years of expertise and is now trading crypto utilizing various platforms. Now, she is focussed on helping others find out about cryptocurrencies through CryptoBlog. It’s very simple to modify between Bitcoin, altcoin and fiat currency pairs utilizing the highest menu.

Our server positioned in main financial hubs that can actually guarantee ultra-low latency from your Forex Broker. To verify your broker latency please check ourlatency table. Here at FxSVPS, you’re going to get market most cost-effective Forex VPS that begins at $1.3, together with all necessities features with favorable trade situations. Customers can begin trading on Quotex with an investment of at least $10. Traders can deposit in a number of currencies depending on the factors in which the account was opened. It is safe to say that our support group deserves particular mention.

The ability to retailer a variety of currencies in a single account. To change to a pockets, the individual should watch for six confirmations of the transaction inside the Bitcoin neighborhood, that’s, at least an hour. The an identical goes for cryptocurrencies Litecoin and Bitcoin Cash.

It’s particularly useful to users who have no bank accounts and live in remote rural areas. They are able to access the numerous M-PESA outlets distributed across the country. Money that needs to be stored is given to the kiosk attendant, who transfers the amount in digital form to their M-PESA account that sits on their phone. It also accepts payment from plastic and virtual prepaid cards.

Unless you’re looking to place a trade, storing cryptocurrency in an account on an exchange is not recommended. Instead, it’s generally much safer to store your DOGE in a secure wallet. All the paymetns will be stopped immediately if our google adsene account stopped . And we can’t send any payment for any user who requested money or has money in his account .

Investors can buy cryptocurrencies on the Payeer platform by depositing EUR, Russian Rubles, or US Dollars. Investors and merchants can even in a position to deposit already held Payeer supported cryptocurrencies to fund Payeer accounts. The platform helps 177 countries around the globe, facilitating fiat and crypto deposits and withdrawals.

The last word choice for withdrawing funds entails transferring cash to cryptocurrencies with out cost on the inside worth of the service. Sending money to Kenya via M-PESA is a low-cost, fast and safe way to pay, transfer, receive and store money. Every transaction is also protected and signed with a PIN, which helps to keep the whole process secure.

The company’s shares are held by G&F SA and CRANBERRY SA , which are also registered in Luxembourg. Please find a comprehensive report on EMP Corp here on PayCom42. SysPay is the trading name and brand of Maltese-registered Syspay Limited (), an MFSA-regulated payment processor.

Fast and reliable – Advcash is an instant payment solution to your casino related deposits and withdrawals. Casino players receive instant funds to their casino account. Withdrawals are also processed faster according to respective casino T&Cs.

Multicurrency e-wallet allows you to send and receive money transfers in 4 currencies . Fast and free USD and EUR deposits and withdrawals for CEX.IO with easy transfer funds between your CEX.IO account and Advcash wallet. The AdvCash Bitcoin debit cards are some of the most competitive on the market AdvCash ewallet with set of low to none existent fees. Even foregin exchange conversion fees are low at 2% ATM fees at $2 and the cost of the card itself at $4.99. In fact, victims deposited these funds with the scams with the intention of trading. They don’t want to buy cryptocurrencies as a means to an end.

Deposits from victims of scams such as Wellington Holdings or Cento GX are apparently disguised and miscoded as purchases of cryptocurrencies. Coinicash is teaming up with Belize-licensed AdvCash in this regard. In addition to SysPay, Coinicash and AdvCash also use Texcent. Check the payment details, click “Continue”, a Withdrawal Confirmation will pop up for users to confirm the transfer. Choose “AdvCash Balance” as the payment method, input the amount of RUB to be deposited, click “Next”.

Founded in 2013, CoinMama lets you buy and sell well-liked cryptos with a spread of payment options and quick delivery. Bear in thoughts this isn’t an exhaustive list of all of the cryptocurrency exchanges on the market. Some exchanges could also be higher for some situations and currencies. Investors should purchase supported cryptos via the “Trade” platform by both depositing U.S Dollars, Russian Ruble, or EURs or pre-owned Payeer supported cryptos. Payeer offers a web-based platform supporting the investing and trading of cryptocurrencies.

In many cases, crypto payment processors hold bank accounts with regulated institutions to facilitate scams like Coinicash, AdvCash, and SysPay in the Cento GX scam. This is to ensure that all transactions handled on the platform are safe and secure and to avoid issues like money laundering and fraud. When all members are registered, you can trust that the payment system is safe. It is also impressive to see how much cost-efficient it is to own and use Advcash as your payment method for all casino matters.

Please notice that you’ve got got but to complete the verification process. Payeer’s AML/KYC policies restrict withdrawal limits to USD999 or equal until the verification course of is accomplished. For demonstrative functions, we now have chosen to deposit EUR and Visa card as fee AdvCash card technique. In order to hold out a foreign money exchange, go to the “Exchange” page. Then choose the account you wish to debit and the account you wish to fund from the respective dropdown menus. Information supplied includes time of the trade, trade price, amount bought, and value.

The an identical goes for the cryptocurrencies Litecoin and Bitcoin Cash. To conduct a transaction in Ethereum, the system asks for 35 confirmations, Zcash — 18 confirmations, Ripple — 0. Monetary establishment taking part in playing cards with a payment of 1.99% -3.49%. We’re prepared for the receipt of funds inside the account. Not like phone verification, the first two workers usually need as a lot as 24 hours to verify.

There is no mobile app for this real money on line casino, but the site is completely designed for every cell system or pill, free to use, and highly popular among the desktop viewers. Many credible software program suppliers empower these casinos like NetEnt, Play N’ Go, Pragmatic Play, etc. You must verify the involved web site to make certain that the video games are powered by some of the credible software suppliers within the trade. Select your most well-liked fee methodology from the “Choose System” dropdown menu.

If you wish to purchase or sell digital currencies on the Liquid crypto exchange, try our review of its fees, options and cost methods as nicely as its pros and cons. Quotexis abinary options brokerfounded in 2020 that provides market signals and simulates trading on a customized web platform. Our review explains how to begin trading with Quotex, including deposit and withdrawal process, buyer support, and welcome bonuses. This trading platform provides wire transfer as a deposit methodology, however you can’t deposit through bank card.

The exchange rate and any fees associated with the transaction are calculated and deducted by your card issuer. There are some small fees charged for loading and withdrawing funds between your Advcash account and partner payment methods like bank transfers and credit card providers. It is, however, free to transfer funds between two Advcash accounts. Where fees apply, they are much more affordable than those charged by most other major competing services. Advcash is an established and safe online e-commerce platform.

Advcash packs very impressive features that would benefit most Canadian players. It has one of the industry-leading technologies and security strategies that would benefit any Canadian casino player in 2020. These features include instant withdrawals times and zero fees within the platform’s account holders. They also include high privacy levels and a unique mobile experience. Many crypto payment processors have been established in recent years, giving the high-risk and scam-facilitating scene another boost.

The agency’s laws embrace compensation fund members who reimburse clients for his or her license violations or failure to pay. Enter the amount of your funding – select the quantity of capital you need to put cash into your market position. Choose “Up” or “Down” depending on the direction the asset value will go to the top.

Compare cryptocurrency exchanges to find one that offers the proper service for you. Finally, bear in mind that some exchanges will require you to complete further verification duties so as to unlock full account options and better transaction limits. If you have to present a wide range of non-public information, it’s essential to make certain you’re coping with a trusted exchange. Artists can create a market place for his or her NFTs without paying any commission or platform fees.

Protect your money in digital dollars without losing value from unstable currencies or possible devaluations. Once you have enough, exchange them for cash rewards, bonuses and more. It’s worth knowing that the exchange operation demands having a wallet for each money type. The exchange office is not responsible for the intended use of the funds received and is not a guarantor of the payment system. The company statistics seen here display two important pieces of information about the business.

Implement ADV solutions to take advantage of an increasingly popular payment tool used all over the world. Receiving payments from customers worldwide, cryptoacquiring, mass payouts, merchant tools for crypto and beyond.

Payments, payments, money transfers with virtual and plastic cards in 200 countries of the world. Now it can be ordered immediately after registration, without going through verification. Advanced Cash – an offshore payment system, which collaborates with MasterCard.

No need to worry about fees, commitments and unfriendly practices. Advcash builds solutions for flexible, fast-moving crypto and fiat businesses. We strive to offer the best exchange rates and make the tools as crypto-friendly as possible. Secure your account with 2-factor authentication, payment passwords, SMS codes and more. Industry-leading security features including background monitoring. Let customers from all over the world pay you right on your website.

On the primary web internet web page of Advacash, click on on on on the button “Become a client” on the underside of the primary web internet web page. As one different choice, for registration we use “Login”, situated all through the elevated appropriate nook, after which click on on on “Register” in a mannequin new window. No matter which choice the potential shopper makes use of, they may find yourself being redirected to the same web internet web page. Based totally on the information offered on the Advakesh web site on-line, the service will quickly delight its prospects with the addition of a cell software program program. The upcoming change will permit all folks to take care of funds utilizing smartphones and tablets based mostly completely on IOS and Android. We try to take an open and transparent approach and provide a broad-based comparison service.

Only 3 daily successful transactions per account are allowed for all countries except those where card payments are not available. Deposits via payment cards are acceptable in any fiat currencies. In case your local currency is different from USD, EUR, GBP or RUB, it will be automatically converted into the selected deposit currency.

  • Every time you place an order, the exchange expenses you a trading fee.
  • Binance allows users to purchase stablecoins such as BUSD and USDT with a bank switch by sending money from your account to the providers of those cash.
  • And when doing so, the exchange can make up for its low trading fees by charging you high withdrawal fees when you’re halfway out the door.
  • In the left column “Spend” – choose the currency you want to give, in the right column “Receive” – choose the currency you want to get.

Withdrawals are capped at USD999 till completion of the verification process. Payeer provides merchants and buyers with all the necessary information wanted to view current balances, active positions, and historical activity. However, the dealer can use this capital initially paid for day-to-day operations, and the client’s cash just isn’t separated from the dealer. Quotex is licensed from the Center for International Financial Market Relations Regulation .

USD, EUR, BTC, LTC, ETH, DASH, BCH and other e-currency in your free PAYEER account! Cryptocurrency exchange ; Multicurrency accounts; Instant payments and transfers; No need to enter a password; AppStore Google Play. The Payeer app is available for iOS and all Android devices.

Binomo investment and trading platform in South Africa – Creamer Media’s Engineering News

Binomo investment and trading platform in South Africa.

Posted: Thu, 01 Apr 2021 07:00:00 GMT [source]

Buy directly from cryptocurrency sellers for easy, quick and easy purchases. Review the full details of your transaction, together with the fees that can apply and the amount of BTC you’re buying. Register for an account on the platform, including providing any private particulars and proof of ID required. Remember, minimum and most limits could apply, so check the nice print to be sure the platform is an efficient match for the size of trades you wish to place. It’s essential to analysis a broad range of platforms and evaluate the professionals and cons of every option. OpenSea doesn’t enable withdrawals or deposits through credit/debit cards or PayPal.

Learn how to sell, buy and create your own NFTs on the world’s most popular marketplaces. Dogecoin started life as a joke and a quick visit to the coin’s website is enough to reveal that this currency doesn’t take itself too seriously. However, if you’re looking for a coin to buy and hold in the hope of achieving long-term profits, you’ll need to consider whether DOGE fits with your cryptocurrency strategy. No one can know for certain whether Dogecoin will reach $1, Dogecoin’s roughly 11,000% increase in price during 2021 has a lot of users on Reddit and similar forums waiting for more. Dogecoin has long been seen as a memecoin, which has helped drive price swings both up and down based on celebrity tweets, oddball events and the rallying of online communities. Given that nearly 150 million Dogecoin is mined each day, for the price to continue to climb and reach $1 we’d need to see many more massive buying events.

SatoshiTango is an Argentina-based marketplace that permits you to easily buy, sell or trade Bitcoins. FTX US is the United States-specific variant of the primary FTX exchange. It’s essentially the same exchange with most of the extra fascinating features AdvCash safe and markets stripped away for the sake of complying with stringent US rules. Anyone is dissatisfied with the prolonged interval of provide of plastic taking part in playing cards, whereas the situation says that inside a month the consumer might have it .

It is no secret that we consider scam-facilitating payment processors to be much more dangerous than the scams themselves. These payment processors make the scammer scene possible; they are the facilitators of the fraud attacks on consumers and retail investors. In recent years, many crypto payment processors have been established, giving the high-risk and scam-facilitating scene another boost.

As wire transfers are permitted, this exchange qualifies as an “entry-level exchange”. Entry-level exchanges are exchanges which make it potential for model spanking new cryptocurrency traders to take their first steps into the cryptocurrency world. However, every time you add funds to your wallet, you will have to pay $1. There is a cost of $1.99 for each domestic ATM withdrawal, which is cheaper than the competitors. On the opposite hand, international transactions and exchanges are charged at a fee of 2.95%, and there is no month-to-month service fee, which is kind of uncommon with Bitcoin cards. Clickhereto discover more detailed information on the fees.

Binance chose Advcash for its ability to facilitate both fiat and crypto payments. The platform combines crypto, fiat, and prepaid card features. It is also available immediately after the registration in the system.

You would require primary data of how to place orders (e.g. market, restrict and stop) however the user-interface is quite beginner-friendly and you’ll pick it up in a quick time. Binance has made it straightforward for beginners to fill in an quantity using percentages (e.g. 25%). By clicking on these buttons, it’ll determine the quantity based in your present account stability for the particular cryptocurrency.

Hold and safeguard fiat and digital assets with an independent, qualified custodian. If we receive less funds than defined in the order, the payout will be recalculated according to LITECOIN rate at the moment we have 1 confirmation from the LITECOIN network. Make sure that you pay the LITECOIN commission, so that we receive exactly the sum that is specified in the order. If we receive less funds than defined in the order, the payout will be recalculated according to BITCOIN rate at the moment we have 1 confirmation from the BITCOIN network. Please note, that US Banks will charge an intermediary bank fees.

Though on the downside, this payment method lacks a dedicated mobile app that could be able to pay by phone and ease the user experience on mobile. Depositing funds to your casino accounts is made easy by Advcash. Deposits with Advcash happen in real-time and are always instant to reflect on your account. This ensures that you get to enjoy your games of choice right away. Considering that there are no deposit fees to most online Canadian casinos, this deposit method is really ideal.

In addition, any of the above-mentioned violations may result in suspension of your account. Bingbon has been working to improve its user experience to make the platform run more smoothly and to further boost its reliability. The entity believes that Advcash is the way to go to meet this goal. Transfer the specified amount in Bitcoin or other digital currency. It was recouped after a while but i dindt get my ROI but i am okay with that.

So, in an effort to order a service card, it’s important to click on on on the “Create card” button on the left side of the interface. Due to this, a list of taking part in playing cards obtainable for order will appear. All taking part in playing cards are divided counting on the realm of use and on the type . Every abroad money account is assigned a novel pockets, which is important to accumulate funds. This case applies to each personal account prospects and corporations.

In order to make a deposit, go to the “Add” web page and select your EUR account from the “Choose Account” dropdown menu. Below the worth graph, you may then select your order kind. Users will soon be succesful of also place a Market Order or a Stop Limit Order. Nonetheless, inside the neighborhood you might discover detrimental evaluations. So, as an example, clients write about hidden service costs. We’ve already well-known the reality that the declared price of the cardboard on the first internet web page differs from the amount that should be paid upon placing the order.

And others complain regarding the prolonged change of funds to totally different payment strategies. In addition to, the pockets of any account consists of the an identical numbers and differs solely in currencies. Like Superior Cash, Payeer factors its private debit taking part in playing cards. AdvCash is attention-grabbing for these clients who definitely worth the appropriate to remain anonymous and get financial financial savings from personal payments.